money matter dont be fooled

One of the oldest and most enduring scams, you'd think everyone would be wise to this one by now. But last month alone, authorities in Australia, the US and Finland shut down three separate pyramid schemes which had defrauded hundreds of people.




The basic principle is the same: you recruit, say, 10 people who recruit 10 more, who recruit 10 more and so on. Each new layer of recruits pays the people who recruited them, but for everyone to get paid off, you need an unlimited supply of recruits.



In this example, by the time you get to layer nine, you would need 10 billion people, substantially more than the population of the planet.

Pyramid schemes always collapse and unless you're in at the beginning, you lose all your money.  And as these schemes rely on recruiting family and friends, when they collapse, the emotional fallout can be devastating.

You get an email apparently from your bank, asking you to confirm, update or validate your personal information. The email looks official, or it directs you to a site that seems perfectly legitimate, right down to the colours and logos of your bank. Only no bank would ever ask you to email your details.

It is a spoof site, and if you hand over your information, they'll steal your identity and clean you out. The National Consumer Agency warns people to be very suspicious of any email with urgent requests for personal financial information.



It's not hard to tell a fake lottery from a genuine one. They'll usually say in large print that you've already won. But even though you're 'a winner', you still have to make a payment or phone call to claim a 'prize'.



If it's a call, it's usually to a premium-rate number, where it will cost you way beyond the value of the 'prize'. Look for the company's contact details and you'll only find a PO Box number. And ask yourself: if you have won, why are they asking for money?



Like any other scam, the deal here is simple. If it looks too good to be true, it probably is. Of the different types of home-work scams, the envelope-stuffing scheme is one of the most prevalent. You answer an ad offering work packing envelopes. Before you can get started, they ask you to send money for raw materials. Instead, you get instructions on how to put in a similar ad to the one you answered. So, basically, it's a pyramid scheme, and, as such, it's illegal.



Another scheme promises payment for putting products together. You get the raw materials, do as instructed, send the completed product back, but you don't get paid because the work is 'defective' or there's no market for the product anymore. But the company gets their goods made free.



Another scheme overpays you in advance with a fake cheque. You're then asked to repay the difference. Victims send on the cash before they realise that the first cheque was bogus.



So-called because these letters and emails first came from Nigeria. However, these days, they could come from anywhere. The person will usually have a sob story, and will need access to your bank account, so that they can transfer a huge sum of money out of a war-torn country. In exchange for the use of your bank account, he'll give you a percentage of the funds available.



Once you agree, it will turn out that you have to pay some kind of advance fee to get the money out, or the fraudster will use the information you've given to empty your account.



The European Consumer Centre says that holiday clubs promise luxury getaways at knock-down prices, but when you try to use your membership, it turns out that the hidden extras make it far more expensive than had been promised.



These holiday clubs are aggressively sold at European tourist destinations, like Spain and Portugal.

Staying on the theme inter-racial relationships do u think this is fact or fiction???

Over the 3 year period of working as a clerk at an construction office, I have seen many employees come and go. Some would realize all of the work that is required of them and quit in a matter of weeks. But about six months ago, the manager hired a new girl. She was an African-American girl whom I estimated to be 19 maybe 20.




I was fortunate, one afternoon, to meet her in the employee's lounge during our lunch break.



Surprisingly, I made conversation with her and we got along great. She told me that her name was Tracy and she use to attend the high school that was right up the block from my apartment. We spoke throughout our entire break and, after a week, we began taking our lunch breaks at the same time. Tracy and I began having a close friendly relationship.



One evening, Tracy told me that she was going to have to quit the job because there was no means of transportation for her to get to work. She explained , "Think about it, Paul. I am using most of the money that I make here just catching the bus here everyday. That doesn't make much sense."



"Well, I have an idea, Tracy. What if I just pick you up on my way to work and we can ride together?" She liked the idea and called me her savior for helping out. In time, Tracy was like a close friend to me. We spoke of everything. I would tell her of my women problems and she would tell me of her boy problems.



One Wednesday afternoon, I was relaxed in front of my television and DVD. It was one of those lonely times when I would pop in a dvd of myself and an ex-girlfriend having sex. Gradually, my cock began rising to the occasion and, of course, I would put my hand to work on it. Listening to the heavy breathing and moaning had me totally aroused. But just when it felt as though I was going to explode, there was a knock at the door. Needless to say, my erect cock began going soft. I quickly adjusted myself, turn off the DVD, and yelled out, "Who is it?" To my surprise, it was Tracy. "But, I thought, 'what in the hell is she doing here." I opened the door for her and there stood a young lady whom I had never realized how attractive she was. Her hair was combed back and down to her shoulder. She wore just enough cosmetic to enhance her natural beauty. Tracy was wearing a white blouse and brown skirt. Her blouse was unbuttoned at the top to reveal her beautiful black cleavage and her skirt was hemmed short enough to see that she had the most beautiful pair of tight black legs that I had ever seen. From the looks of her legs, I could tell that she, obviously, ran track during her school days.





she had just told me she her grandmother was unwell and taken into hospital, I hugged her and told her that everything would be ok. The hug was tightened by her grip and I could feel the hardened nipples of her breasts through my T-shirt. For a split second, I wondered how great would they look if she removed her bra and blouse but, instantly, the thought was deleted from my mind because I thought of our friendship. However, I also thought that it was okay for a man to fantasize, right? I couldn't wait to excuse myself to my bathroom to finish what I had started while watching my dvd.



"Well, Tracy, I was just about to go take a shower and get ready for work. So make yourself at home and enjoy the TV. I won't be long.," I told her.



"Okay Paul, go get yourself de-funked and I'll watch some crappy talk show."



We laughed and I dashed into the bathroom. Once in the shower, I wasted no time lathering up my cock and balls and imagined Tracy in the buff. Her strong, foxy black legs spread wide as if she is doing a split on her back. Her round ebony breasts perking with hardened nipples. My cock was so hard that it must have taken no more than 5 strokes of my hand to shoot my seed down the shower drain. I, then, commenced to taking a shower. Once I was done, I thoroughly dried myself off and turned the shower off. Just when the noise of the shower had ceased, I heard the television in my living room. But it didn't sound like any talk show, I heard the moaning sounds of my ex-girlfriend.



"Damn, she's looking at the DVD," I said. I was too embarrassed to go out there now. I thought that she would think that I was some kind of pervert or something. I quietly opened the bathroom door and crept into the living room. And what I saw truly amazed me. There was Tracy looking at the dvd. But I wouldn't have imagined how relaxed she had become while I was in the shower. She was sitting with one foot on the floor and the other on the sofa. Her right hand was fingering her pussy. She had her blouse opened and her left hand was rubbing and squeezing her left breast, which she had removed from her bra. I quietly stood behind her in the doorway of the living room and watched this young girl pleasuring herself in my apartment. I could hear the soft moans that escaped her throat. Her eyes was nearly closed; opened only slightly as to view the dvd. But it was what I heard that woke my cock up again. I watched her glanced at the home movie and then her hand moved faster on her sweet young pussy. Tracy threw her head back and moaned my name. "Oh Paul, yes," she moaned.



With my cock at its hardest, even harder than before I masturbated, I walked up to her and she was totally lost in her own estacy. Her eyes still closed and her head back. So I knelt in front of her tender body and, damn, she was wearing no panties under that uniform. Before she could notice me there, I brought my face to her wet pussy and stuck my tongue in. For a second, she was in shock but it quickly turned to lust when I moved her hand and replaced it with my tongue. "Oh Paul, that feels so good," she said as she ran her fingers through my hair. I reached up to grab hold of her firm tits. She was in total estacy now. She must have cum about 15 times while I nourished her pussy with my oral attention. But after all of this oral sex and watching her pleasure herself, my cock was enormously hard. I could no longer take it and I had to slide it into her pussy soon. I stood up in front of her and she was just so strung out from the pleasure that she didn't even bother opening her eyes. I planted my lips on hers and she slid her tongue in my mouth. Damn, she was so hot. She wrapped her arm around me as her other hand continued to rub her pussy. As we kissed, I reached for her pussy hand and placed it around my neck. She obliged and we kissed passionately for what seemed liked hours. I held my stiff white cock in my hand and guided it to her young wet pussy. I felt her cum spread onto the head of my cock as I rubbed her clit. Then I pushed it in. Her kissed immediately ceased when I felt the tightness of her entry. "Oh shit," she said. "Is it hurting, baby," I asked. "A little" "Haven't you done this before?" Tracy looked me in the eyes with her beautiful brown eyes and nodded no. "You mean you're a virgin?" Her eyes closed, as if to ease her mind of the pain, and she said, "Yeah, but don't stop. I want to." Slowly, I pushed in and out of her tight, young pussy and I was able to get a little more of my cock in on every push. Before long, I had managed to work all 8 inches of my white cock in her black virgin pussy. And I could tell that the pain had subsided. She began moaning and breathing harder on every in and out motion. She rested her hands on each side of my waist and was pulling my body towards hers everytime I pushed. "Fuck me, Paul. Yeah, harder. Harder. OH FUCK ME, BABY," she demanded. She was so hot. I couldn't believe that this was my coworker with whom I've become friends. For that moment at least, all friendship went out of the window and lovers took over. Right here on my sofa, Tracy had decided to give herself to me.



I could feel my cum boiling in my balls and I didn't want to explode too soon. So I took my cock out and lifted Tracy off of the sofa. I held Tracy in my arms with her body facing me and her pussy just inches from my cock. I lowered her body just a little to allow my cock to slide back in and I bounced her on my hip. She nearly screamed. She told me that she felt impaled on my stiff cock and it made her hotter. I carried her into the bedroom and lowered both of us onto the bed. I then lifted her legs and bent her knees to her chest and proceeded to pound the shit out her pussy. Tracy went into several screaming orgasms before I finally blew my massive load into her pussy. We were exhausted after that and just laid down aside each other. She then told me that she wanted me to be her first eversince we became close friends. About 20 minutes later, we regained some energy and fucked for another 20 minutes before finally cleaning ourselves and leaving for work.



After her first time having sex, Tracy began wanting us to have sex at least 3 times a day. We were coworkers/lovers for about a year, until she found a better paying job and her family decided that it wasn't too keen for her to be seen with a man outside her race, especially a White man. We thought of sneaking around but, later realized how wrong and disrespectful it would be to her family. Either way it goes, Tracy will always be my most favorite coworker.

Interracial relationships

Interracial relationships are difficult, no matter how you look at it but does anyone really care anymore????

Common sense out the window or am i being harsh

Airports are serious place these days 15yrs ago you could have went to most airports and felt safe now you go and are afraid to look the wrong way in some cases now in my own opinion i think probably airport security is a thankless job i think if i was to ask some of the security personnel at airports how many people come up to them and say “good job thanks for keeping us safe “they would prob say very few and i have had my own little problems with the security at airports i personally don’t believe they show enough common sense when it comes to dealing with situations everything is over the top with them i get the fact they have to be on top of the situation 24/7 but some of them are just over the top at times anyways my run in with airport security occurred on the 16th Feb. 2010 i was flying into JFK it was jus after 2am (flight was late by an hr) i was picking up my bags and took out my cell to make sure the limo would be there and from a distance we all heard some shouting which we could barely make out i didn’t take any notice cause i was on the cell and then another loud shout by this stage i was walking up to the exit area when this good cop hot shot john McLean wannabe shouts at the top of his voice NO CELLS ALLLOWED i literally wasn’t anymore that 3foot away from him so i put the cell down and he took my aside and said the usual i told you 3 times and then there is signs all around (which i didn’t see any) but i wasn’t looking for signs to be fair to him but instead of him coming to me and bringing me aside he had to roar to make sure everyone head him just so he could show that he was the man lol just pissed me off a little at esp 2am

If they only thought

Ok so a few weeks i saw something that completely made me well made me feel sick in the stomach this all happened on the 9th April 2010 so while walking down the town there was a crowd of people more or less just all stopped gathered up on the street now im a pretty impatient person when it comes to shit slow walkers on a busy street and my first thoughts were that there was an accident or something but instead i saw this old guy drunk outta his head swearing and singing to the boys in blue and when they tried to bring this old guy to the side and calm him down this man who didn’t know better took a swing for one the police men and that’s when is started the two men started beating on this old man to try and restrain him he was putting up a struggle, and watching this did make me uncomfortable but what made it worse was the crowd around, that there cheering and laughing and encouraging both parties if these people were just to stop and think about this old man that this guy could be someone’s bother someone’s father someone’s uncle or whatever just to see would they want it happening to someone they loved.

Ok so how many of you think this really happened??? And my name isn’t Paul btw just for the story now you have to determine is this fact or fiction

It was another cold winter night in New York. Nikki is sitting in her living room alone as usual. Watching The Tonight show, pretty boring. She is thinking about her life and why it's so lonely. She asks herself why her phone never rings, no one ever calls to her door. She is the shy type, doesn't get out much. She just sits at home all alone with only the television and computer to keep her company.


Utterly sick of the sight of Jay Leno, she gets up and sits at her computer desk and turns on the computer. Signing into all her messengers and her Facebook account. Nikki usually signs in invisible, but tonight she's looking for someone interesting to talk to. There is no one on line at the moment, so she is checking out all her junk mail and deleting it all.

A guy she has been talking to and getting to know, but has never met, signs on, and IM's her with a "Hello Beautiful". She says hello back and asks how he has been and what he's been up to these past few days that she hasn't talked to him. He tells her he is doing good and that he's been busy preparing for a trip to Los Angles.

They talk back and forth for a little while, then he asks her if she would like to meet him somewhere and finally see each other in person. Nikki thinks about it for a few minutes then replies with a, "Yes I would love to. I just have to get in the shower and change clothes." He tells her, he needs to do the same. They agree on a spot to meet in an hour or so.

Nikki is nervous about meeting this new person. She rarely does this kind of thing, but this guy is different, he's sweet, and honest, and adorable. She finds her sexiest outfit and gets into the shower to prepare for the exciting evening out.

Meanwhile, her mystery man is also getting ready for the night out and can't believe that this beautiful shy woman actually said yes to meeting him. He is humming a cheery tune as he is getting ready. He shaves his face and then gets in the shower. After he is all clean he gets out and puts on his nice clothes.

Nikki is in the shower, shaving and making sure she is nice and clean. She rubs soap all over her body, playing with her nipples, and pussy, she is so horny right now, she needs release. She continues to play with her clit and nipples until she cums. Then after she is all clean, she gets out of the shower and dries herself off and gets dressed.

She is still horny but can hold off until later for the real fun that she hopes will take place tonight with this mystery man. She's so excited and nervous that she can't wait until the first awkward part of the meeting is over and they get comfortable with each other.

Nikki is all ready to go now and looks at the clock. If she doesn't leave now, she will be late. Getting in her car, Nikki starts the engine and puts the car in gear. She gets to the meeting place just in time. She pulls up to where her mystery man is standing there waiting for her. He walks over to the car and opens the door and says, "Hello Beautiful" before he sits down in the seat next to her. She says hello back to him, then asks him where he would like to go and talk. He replies, "Somewhere quiet will be good, so we can sit and talk and get to know each other better." She says OK and then starts to drive, she knows the perfect place to go.

As she drives they talk and listen to the music that is playing on 198FM. They finally get to Mama's bar and pull in and get out of the car. They walk up to the door he makes an effort to open the door for her. She says thank you to him and walks in ahead of him. They are seated at a nice quiet table at the back so as not to be disturbed by anyone else there. They order drinks and sit and talk for a while longer. He reaches over and holds her hand and Nikki feels a spark of fire start in the pit of her stomach. A feeling she hasn't felt in a long time.

The mystery man, Paul, feels the fire in the pit of his stomach as well as he looks Nikki in the eyes, her beautiful hazel eyes. Paul can see in her eyes that she feels something for him as well. Paul leans forward and gives Nikki a kiss on the lips and it is electrifying. He asks her if she would like to get out of here and go somewhere more comfortable. Nikki agrees and they pay the bill and leave.

Nikki starts her car and drives back to her place in the Bronx and parks the car. They get out and walk in. She leads him into the living room and they sit down on the sofa next to each other. He leans over and kisses her again this time with more passion than the one in the restaurant. It takes Nikki 's breath away. Pauls hands caress Nikki 's body as he is kissing her. Her hands reach up and start to explore Paul's body as well. They continue to kiss and caress each other for a bit longer until Paul feels comfortable enough to start undressing Nikki .

Slowly he takes off her sexy dress she took so much care in picking out for him. As he takes it off of her he carefully places it on the other side of the sofa so as not to wrinkle it. Paul turns back to her and starts to take off her bra to expose her nice full breasts. He tosses the bra on the other side of them where the dress is sitting on the sofa. He then goes back to kissing her full lips and caressing her breasts, making her nipples peak up to nice hard buds. He starts to kiss down her neck and reaches her breasts and takes one hard nipple into his mouth and sucks on it gently, moving to the other one and sucking on it as well.

Nikki is in Ecstasy as he is caressing her body with his hands and mouth, making her squirm and wiggle with excitement. Paul's hands are slowly working there way down her body to that special warm place. As his hand reaches her pussy he then places one finger inside her now very wet pussy and rubs her clit in slow circles. Nikki closes her eyes and moans out her pleasures as she lets him have his way with her. She hasn't felt this way in many years.

Paul s slow circles begin to get a little faster as does her breathing. He then slowly slips one finger in her tight wet pussy and slowly moves it in and out of her. He then adds one more finger so that he is fingering her with two fingers, as his thumb rubs her clit. Nikki is now thrashing about on the sofa in pure ecstasy as his hands and mouth are working there magic on her pussy and breasts. Her moans are getting louder as he fingers her faster. She is on the verge of cumming, he continues to finger her until she is screaming out that she is cumming.

As she cums her whole body begins to shake. Her body has never shaken this hard before. When her orgasm has subsided, Paul then kisses his way down her body and starts licking and sucking her pussy juices until she is just about ready to cum again. He then undresses himself and turns himself so that his big hard cock is in Nikki 's face and tells her to suck on it while he continues to lick her drenched pussy some more.

Nikki takes his big hard cock in her hand and slowly licks the head of his cock. As she does so he sucks in his breathe in pleasure. She then takes the head of his cock in her mouth and sucks on it gently. Paul can't believe how good it feels to have her lips wrapped around his hard throbbing cock. She then takes his cock deeper in her mouth and sucks harder. Taking it in and out of her mouth faster now. Paul is trying so hard not to explode but is getting really close. Nikki continues to suck wanting to make him feel as good as he has made her feel so far tonight. Paul is still trying to concentrate on Nikki 's sweet pussy while she is sucking his hard member harder, they both start cumming at the same time and they take in each others juices then lay there on the sofa for a bit of a rest before more fun begins.

After a brief rest of about 15 minutes Nikki then sits up and gets up off the sofa and leads Paul into her bedroom and they lay down on the soft big bed. Once they are both laying in the bed together, Nikki starts to kiss his lips and then work her way down his body, stopping to suck on his nipples a bit. Then working her way down to his cock. She then starts to lick and suck on his still soft cock to wake it up and make it hard once again. Slowly it starts to get hard again, growing in size. Once it is nice and hard Nikki then gets up and straddles his hard cock and slowly guides it into her wet hot pussy.

Nikki starts to move slowly up and down sliding his hardness in and out of her tight pussy. Nikki starts to move a little faster fucking his hard cock with her pussy, making them both feel very good. After a little while of her riding him, Paul then grabs her waist and flips her over on the bed keeping his cock in her pussy as he does so he then proceeds to continue to fuck her wet pussy going in and out. Slamming his hard cock in as deep as he can with every thrust. After a little while of fucking in that position they then agree on doing it doggy style. Nikki turns over and gets on her knees and waits for him to slide his cock into her waiting wet pussy. But instead of going slow he decides to slam it in hard and fast. In doing that Nikki screams out in pleasure, she has never felt this good in all her life.

They continue to fuck all night long taking small rests in between rounds. The next morning they start all over again one more time before he has to leave, making each other feel so good. Paul then gets up and leads Nikki to the shower where they fuck one last time before he puts back on his clothes and walks out the door.

Before he goes he kisses her goodbye and tells her he will get a hold of her when he gets back from his trip to LA. He then leaves her with one last kiss and great memories for while he is away.